Hey there,
Zero issues adding to either of these right now and which you chose will be dependent on your strategy. EQB is trying to establish itself as an alternative to the bigger banks by offering more traditional products and it has a much higher exposure to mortgages. GSY has a different business model and is focused on alt lending to non-prime customers and some do view their tactics as predatory. So which you chose to go with is up to you and will depend if you want something closer to a traditional bank or something that is really focused on alt-lending to those who don't qualify for credit via traditional means.
Personally, I own both and think there is a case to be made to own both, just need to be mindful that they are more volatile than your more traditional financial stocks. With that in mind, I would be careful about weightings if one adds both to their portfolio. I try and keep both positions combined below 5% whereas i'd have no problem letting something like RY go to 5% or even higher situation dependent.
Hope that makes sense.
Mat