Hi Dan I am just starting out holding mostly cash.

Hey there. Everyone's path is ultimately dependent on the individual but for those who use the platform to buildout their portfolios they primarily focuses on the Foundational Stocks to build out their core, larger positions and then utilize the Bull Lists to fill the remainder out.

There are a lot of investors here who also use the core of their capital to invest in index funds, something like VFV, XIU, or even XEQT and then build out a smaller portion of their portfolio towards individual stocks. The methodology is the same there, they utilize the Foundational Stocks to build out the core, and then take smaller positions in the Bull List stocks.

Ultimately a portfolio is dependent on the individual and I would love it to be as simple as "buy XYZ" but depending on your overall time horizon, risk tolerance, investing goals etc that can change significantly.