MHCD

Way too high of fees for me to ever consider it. I know this is a US fund, but you can buy IYH at 30 basis points of fees versus paying 1.5% for MHCD and it pretty much would pay your currency conversion fees in a year.

I'm one who looks at returns net of fees. If a fund charges 3% annual fees but justifies it with strong performance, I'll buy that fund. However, in this case, the fees have not been worth it whatsoever and are in fact hurting the funds performance in a big way. This is likely why there has been a lot of outflows out of the fund over the last while.