mid stage growth portfolio

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If modelling my portfolio after the mid-stage growth portfolio, which of the holdings are best held in which of the accounts – RRSP, TFSA, Non-Registered?

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Asked on February 28, 2025 12:10 pm
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Hey there. This is relatively difficult to say. Model portfolios are meant to be "modelled" after and not necessarily outright copied.

However, in theory, if you were to just carbon copy this portfolio, most of these funds and companies are fairly reasonable to be placed anywhere, because they are Canadian traded comapnies and or funds. If you wanted to negate some withholding tax in the RRSP, you could in theory not buy XUU and instead buy a USD fund and tuck it in your RRSP to avoid that tax.

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Posted by Dan Kent
Answered on March 2, 2025 5:25 pm