HI Dan.
In the next year i plan to retire, my portfolio is 100 percent equity. Stocks ETFs and Mutual funds.
Iam planning on selling some stocks and Mutual Funds to buy some less volatile ETFs.
Would you recommend a 80 equity 20 fixed income or a 60 equity 40 fix income.
eg. FGRO or FBAL
Thanks
Yep. These funds are great options for those looking to re-allocate some money to fixed income in the single click of a button. VBAL,XBAL,FBAL, ZBAL, and the same with the "GRO".
A lot of these funds in the same mix (80/20, 60/40) are so close to each other they're practically identical. Small shifts in strategy.
Whether 80/20 or 60/40 is for you, well that is a you question and solely dependent on your risk tolerance.