VOO

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Hello Dan

I have 72 shares of VOO, which represent 94% of my portfolio, that I plan on holding for the next 15 years as part of my retirement.

With our dollar so much lower now, I’m wondering if I should sell a portion of my shares and purchase stocks on your CDN bull list. And if so, how much would you sell off?

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Asked on January 31, 2025 8:18 am
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Thank you Dan

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Posted by mike.repluk@gmail.com
Answered on February 1, 2025 1:42 pm
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This is a relatively high concentration to the S&P 500. You've definitely reaped the benefits of higher returns but I do agree with your thought process that some diversity would be good. Although there is a lot of recency bias among investors when it comes the S&P 500 (buying it because it has returned the most in the past) if we were to see a correction among the major holdings in the S&P 500, there would no doubt be some volatility in the index overall.

The most common consensus allocation towards the S&P 500 is around 60%. Many right now may decide to be under weight that because of the overall valuation of the index. Personally, I don't really view 60% as a crazy amount but ultimately it is up to the individual investor. Most all of my US holdings are inside of the S&P 500, and they account for around half of my portfolio.

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Posted by Dan Kent
Answered on January 31, 2025 1:26 pm