All-In-One ETFs

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Has the topic been addressed on this platform? Have wondered if there is a way to compare & contrast those that are available. This seems like a “lazy” way to invest, but might have a place in some portfolios.
Hope to get your feedback.

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Asked on March 2, 2024 3:30 pm
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Hey there. I'm somewhat of a a fan of all in one ETFs however I think many of them have the same issue, that being too much exposure to the Canadian markets.
Keep in mind, I don't mean holding too many Canadian stocks. There are plenty of solid Canadian stocks that are not over-exposed to the Canadian economy and even though they're Canadian corporations, they operate globally or at least in North America. Think of a company like Park Lawn Corporation, Couche-Tard, BRP Inc, Constellation Software etc.
However, there are also plenty of cyclical holdings that are over-exposed to the Canadian economy. Most of these funds hold composite TSX Etfs, meaning they have hundreds of Canadian holdings. I personally like to isolate my Canadian holdings down to a select few so I can avoid a lot of the companies I simply don't want exposure to.
Many of the all-in-one funds have anywhere from 35-40% Canadian exposure despite the Canadian economy making up a very small portion of global GDP.
For the lazy investor, as you mentioned, they certainly work.

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Posted by Dan Kent
Answered on March 4, 2024 7:24 am
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Thank you Dan Appreciate your insights Anne
(Anne Stephens at March 4, 2024 12:54 pm)
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Another option one could do is purchase XEF or TPE as they both exclude Canada and US, then purchase a Canadian and American Index ETF and adjust accordingly to your weighting. Say something like 40% XEF, 40 % VFV and 20% VCN. Rebalance when you see market conditions change over the years.
(bpl521@outlook.com at March 11, 2024 11:50 am)