Due to the war in Ukraine and rising interest rates, is it a good time to begin investing?

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I am 61, retired and new to investing. My goal is to preserve my savings and retire on my pensions and hopefully some annual dividend income for the next 10 years. Is it wise to delay investing due to the war in Ukraine and rising interest rates?

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Asked on April 23, 2022 4:10 pm
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Thanks Dan, appreciate the timely response.

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Posted by Lorrie Rogers
Answered on April 25, 2022 8:19 am
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Hi there. There is no question we could see further downside because of geopolitical events and inflationary pressures. The issue is we don't know how much, when, or if we even see more downward pressure at all.

If you were to make decisions strictly on a historical basis, very often after interest rate hikes the markets close the year green. But, this is truly a unique situation right now so it's hard to judge. If you're looking for preservation of capital, I would say the equity markets will be a very rocky experience right now. They're moving in either direction pretty swiftly based on headlines.

If I had a lump sum amount of cash and was looking to get into the markets, I would be looking to average it in. I certainly wouldn't be looking to deploy 100% of my capital in one go, the markets are just too volatile. Instead, I'd probably average in over the rest of the year.

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Posted by Dan Kent
Answered on April 25, 2022 8:07 am