Is SOFI a good investment?

It is actually a very interesting growth play. Effectively a pure-play US banking platform. Customers growing fast, revenue growing fast. Overall, operations are fairly solid.

My only issue here is valuation. The company is just too expensive here for my liking and I believe the margin of safety is very thin. They will need to continue to grow as fast as they are now or else I believe there will be a significant valuation reset.

This is a situation of solid company, but just too pricey for me.