Where to begin?

Hey there. Another great starting point for investors if you're confused as to how to put a total portfolio together, is our model portfolios.

Right now, all 3 Millennial Portfolios are updated as of a few days ago, and we'll continue to work our way through the others in January.

These are meant to give people starting out some idea of how to create a well balanced portfolio, the Canadian equity portion at least.

But as Mat mentioned, you need to figure out an overall risk tolerance and financial goals prior to starting. Not only will this make you more comfortable, but it will also direct you as to what portfolio you could model after. Ultimately, we can't provide, or give advice on how ones risk tolerance should be constructed, as we don't know anything about you.

Hi there,

There are many ways to go about starting out and it will depend on your own individual profile. That will include things such as goals, risk tolerance, tax situation, etc. Likewise, which accounts you chose to use (TFSA, RRSP) will be very much dependent on your individual tax profile. It is important to have a plan before just jumping in and buying stocks.

Our foundational stocks are options for investors to consider when building a solid 'foundation' for their portfolios. We believe that investors should have a strong base of which to build off. These are stocks that one can usually buy at any time, and would hold for a very long-time.

Our Dividend Bull List features stocks is geared more towards income investors. Those looking to build a portfolio of dividend stocks that are well positioned to growth the dividend over time. Once again, we consider these long-term holds.

Our Growth Bull List features stocks that are geared more towards growth investors. Those with a higher risk tolerance whose main goal is capital appreciation (not income). Although growth stocks are notoriously more volatile, they tend to outperform in bull markets and underperform in bear markets. Once again, these stocks are added with a long-term horizon.

Of note, each of our sections has a little description at the top and I'd suggest you read them for more details. I must stress the fact that you should have an investment plan and understand your risk tolerance.

Mat